I am doing quite well. I am sat on the couch at home, drafting the write up for this and typing up this response to you.
I do hope you are doing fine too!
I am so glad that I was able to resonate with you when you read this letter. Reading your comments, I see that we have similarities around our insecurities around money. Your realizations are right. I congratulated myself yesterday for how much I had done to get myself to where I am today financially. It is far from where I started and all that effort needs to be acknowledged and celebrated. I feel really good. Reality is different, perspective matters and truly, we do not know what goes on behind the scenes. Writing this letter and the following responses from readers has emphasized this even more. You and I, we shall give ourselves grace, compassion, and the space to enjoy the money that we worked hard and planned hard for. 🥂
I resonate with this post so much! I feel seen...I feel like someone finally gets it! I started feeling insecure about money in my undergraduate days. I would have to save to be able to afford something's I wanted whilst I watched my friends purchase same things with zero stress! I felt like the broke friend really but I soon realized some things; 1) I would need to put in more work to achieve the financial freedom I crave for 2) There's a lot going on behind the scenes I do not know, so baby steps girl.....reality is different.
I have graduated now, I'm not a high
income earner yet, but with what I earn...I try to manage my income. I spend money on the things I truly need not because I'm pressured in anyway. I take bolt when I need to be more comfortable to my destination and I take bus/okada when I need to be early.
I don't see the need to perform to be rich, because if you go down...na only you go suffer am!
It's prudent to plan around your money, but it doesn't look cool till you're a billionaire. Keeping up with Instagram sends people to the pits so I advise ignoring or muting such posts for your sanity 😅.
Too many people performing rich ohhh. Especially in this Lagos.
"Too many people performing rich ohhh. Especially in this Lagos." - this is what I have learnt well well since I sent this letter out last week. It has made me a lot less harder on myself.
I am not the broke friend. I am very okay with being the frugal and prudent friend. There is nothing wrong with that and being that person for years has brought me financial stability and some financial security. I am learning to accept myself and it has made the load lighter. it is easier to navigate the world without the cloud of shame hovering over you.
You're not broke and being a person that budgets for stuff makes you a financially responsible person. You should be able to know where all your money is going to afterall you worked for it. Even when you're very wealthy you will still budget cos like you said, you have savings, investments, rent, emergency funds etc. So when you're rich you'll still have all those things and You need to put a plan in place for how much money goes into each of them. I get the bolt and bus stuff 😅 I've always been a bus person so for the most part you'll see me taking bus but also remember that other people don't have the life you have they may have more money than you do, earn from more places and even probably have financial support from their family. All In all your financial literacy has brought you thus far and I do think it'll take you even further.
Those that are dropping gbam they probably have enjoyment budget they have money in place for other things also
Thank you! I read this when you sent it and spent the rest of week re-reading it and internalizing what you said. I think the thing that stood put for me was that "Even when you're very wealthy you will still budget" and that is true. I guess I did develop a warped way of looking at budgeting.
Hearing from other readers also put the statement that others have a different financial life than I do into perspective. I have been shaming my story by comparing it to people who have a different story from mine. How unfair to my being, you know.
Thank you for your words, Saint. It put a lot in perspective. I don't feel awful about the bus and I am going to get myself a scooter. That should ease transportation costs a bit.
Wonderfully captured. I feel seen you know?
You are most welcome! I am glad that this was helpful
Hello Chimdi,
I am doing quite well. I am sat on the couch at home, drafting the write up for this and typing up this response to you.
I do hope you are doing fine too!
I am so glad that I was able to resonate with you when you read this letter. Reading your comments, I see that we have similarities around our insecurities around money. Your realizations are right. I congratulated myself yesterday for how much I had done to get myself to where I am today financially. It is far from where I started and all that effort needs to be acknowledged and celebrated. I feel really good. Reality is different, perspective matters and truly, we do not know what goes on behind the scenes. Writing this letter and the following responses from readers has emphasized this even more. You and I, we shall give ourselves grace, compassion, and the space to enjoy the money that we worked hard and planned hard for. 🥂
Hi Amanda, hope you good?
I resonate with this post so much! I feel seen...I feel like someone finally gets it! I started feeling insecure about money in my undergraduate days. I would have to save to be able to afford something's I wanted whilst I watched my friends purchase same things with zero stress! I felt like the broke friend really but I soon realized some things; 1) I would need to put in more work to achieve the financial freedom I crave for 2) There's a lot going on behind the scenes I do not know, so baby steps girl.....reality is different.
I have graduated now, I'm not a high
income earner yet, but with what I earn...I try to manage my income. I spend money on the things I truly need not because I'm pressured in anyway. I take bolt when I need to be more comfortable to my destination and I take bus/okada when I need to be early.
I don't see the need to perform to be rich, because if you go down...na only you go suffer am!
It's prudent to plan around your money, but it doesn't look cool till you're a billionaire. Keeping up with Instagram sends people to the pits so I advise ignoring or muting such posts for your sanity 😅.
Too many people performing rich ohhh. Especially in this Lagos.
"Too many people performing rich ohhh. Especially in this Lagos." - this is what I have learnt well well since I sent this letter out last week. It has made me a lot less harder on myself.
I am not the broke friend. I am very okay with being the frugal and prudent friend. There is nothing wrong with that and being that person for years has brought me financial stability and some financial security. I am learning to accept myself and it has made the load lighter. it is easier to navigate the world without the cloud of shame hovering over you.
Thank you for your words, Ruby.
You're not broke and being a person that budgets for stuff makes you a financially responsible person. You should be able to know where all your money is going to afterall you worked for it. Even when you're very wealthy you will still budget cos like you said, you have savings, investments, rent, emergency funds etc. So when you're rich you'll still have all those things and You need to put a plan in place for how much money goes into each of them. I get the bolt and bus stuff 😅 I've always been a bus person so for the most part you'll see me taking bus but also remember that other people don't have the life you have they may have more money than you do, earn from more places and even probably have financial support from their family. All In all your financial literacy has brought you thus far and I do think it'll take you even further.
Those that are dropping gbam they probably have enjoyment budget they have money in place for other things also
Thank you! I read this when you sent it and spent the rest of week re-reading it and internalizing what you said. I think the thing that stood put for me was that "Even when you're very wealthy you will still budget" and that is true. I guess I did develop a warped way of looking at budgeting.
Hearing from other readers also put the statement that others have a different financial life than I do into perspective. I have been shaming my story by comparing it to people who have a different story from mine. How unfair to my being, you know.
Thank you for your words, Saint. It put a lot in perspective. I don't feel awful about the bus and I am going to get myself a scooter. That should ease transportation costs a bit.
Awesome one Amanda. And you're most welcome. Love that for you. 💪🏾